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Phillip Lillge

Sales Manager
(317) 399-9169 x2018
(888) 276-5020
(317) 902-6031

Previous to coming into the mortgage industry I spent over 17 years working in the housing industry with the same company. Honesty, integrity, being on time, having the right product, and providing customer service that was second to none was of the upmost importance to me. I am dedicated to providing the absolute best experience for our clients through excellent service. Working with me is knowing you will get the best service, the best possible rate, excellent communication, and the closing of your loan on time!

My team and I have developed the "Six Steps To Your New Front Door". Not only will you receive excellent communication from my team and I, but you will recieve an e-mail from us each time you have reached another milestone in your six steps. This way you will never be left wondering where you are in the mortgage process.

Opening Doors To Home Ownership!


  • Phil was AMAZING with us. Phil is extremely knowledgeable in this field and we are so glad we were referred to him. He answered all of our questions day in and day out regardless of the time of day (which you don't find a lot these days). He helped us figure out our budget, ran numbers for us, which was often :) and eventually helped us get our new home. Thanks Phil. We would recommend Phil for your mortgage needs.

    Brian & Stephanie
  • Phil was excellent. He asked the right questions to get me the type of loan I needed. He then followed through with the loan process making sure everything was completed on time for closing. Great job!

    Ryan P.
  • Fast, friendly, and accurate!! AMAZING!

    Joanna Kahl
  • Phil did a outstanding job with mortgage and made everything as easy as he possibly could! Have and will recommend him to anyone!

  • Phil is the man! He was always in contact with me every time an update was given or if i had questions. He is very professional and easy to deal with. Never over promised anything and followed through with what he said would happen. My deal was pretty complex due to being self-employed however, he got it done! I am completely happy and am living in my new home. I recommend him every time i get a chance. You will not regret working with him.

    Josh Armogum
  • As a Real Estate Investor, I refer all my clients to Phil and every time, he has done a fantastic job for every one of them. He not only manages his area of the loan process without any problems, but he also takes "ownership" of the entire process and makes sure other players (title companies, appraisers, agents and the buyer/seller) are managing their parts properly and on-time as well.

    Rich Robbins; RT Property Services, LLC
  • My husband and I wanted to be in the Carmel/Clay school district so we had fewer homes in our price range to choose from. We found a home that had just been listed and put in an offer that day. Phil quickly provided a pre-approval letter that gave us the edge we needed to get the house before anyone else. We are thrilled! The Finance of America team really kept us informed so we knew where we were in the process. Phil took extra time to walk us through options that would help our financial picture as well as working financing for our new home. As each step was completed we were notified ... it was great to know what was going on! We never felt in the dark or alone during the closing process. We would recommend Phil every time.

    Mark and Laura in Carmel
  • Phillip was a pleasure to work with. As being a first time home buyer my husband and I were clueless on the process of buying a home. He always explained the process to us so we understood what was taking place. Phillip always seemed eager to answer our questions even when we constantly called him for questions and concerns. He made the financing process less stressful and never got off track. We greatly appreciate it. Thanks!

  • Having recently refinanced my home in Kokomo, I found Phil Lillge and his mortgage team at Finance of America to be execptional in customer service, as well as mortgage product knowledge, and affordability. Being associated with the real estate industry for many years, I have been exposed to numerous lenders and have found few who are as conscientious, and keep their client as well informed as Phil. The closing costs were low and there were no surprises! I recommend Phil Lillge and Finance of America whether making a home purchase or refinancing.

    B Daulton/Daulton Real Estate LLC
  • As a Realtor I have struggled over the years to find a reliable/well rounded mortgage lender. Usually they have good products but lack in customer service and I have been frustrated during many transactions because I couldn’t get an update on the loan. Ever since my first transaction with Phil in early 2012 I have not used any other lenders! There are many other lenders out there, but I have found no other that can provide excellent customer service, to both me and my clients along with wonderful products that fit every need and low origination fees. There were many times that my clients came to me and said “my lender said this can’t be done”. Then we call Phil and his team gets it done! My clients and I are kept informed every step of the way. My clients have had nothing but good things to say about the whole team at Finance of America! They have it ALL and I will not be sending my clients anywhere else to get a loan!

    Crystal Owen, Keller Williams Realty
  • I had the pleasure of working with Phil and his team throughout my home buying experience. Being a first time home buyer I had heard so many stories of how painful the mortgage process is, but Phil and his team had the knowledge and resources to make me feel at ease throughout the entire process. Phil was always quick to communicate; I could trust him to be honest and upfront about what was needed to move forward. The only surprise I had throughout obtaining my mortgage with Finance of America was having my closing costs cut nearly in half due to Phil and his team’s expertise. I would highly recommend Phil for your mortgage needs! Thanks Phil!!

    Kate Miller, Indianapolis
  • I’m a real estate agent with RE/MAX – my team recently won “Realtor of the year” for Hamilton County. We have done a large amount of business in the area for many years. For us as agents it was always a struggle to find the perfect mortgage guy. Some brokers we used in the past may have had the communication skills but not enough knowledge, or vice versa, or maybe they had a great system in place but no real customer service. Well our search came to an end when we started working with Phil and Finance of America! They really do have it all. They have an awesome office in downtown Noblesville, our clients love being able to stop in anytime for an update. Not that you would ever have to stop in for an update, as Phil prides himself on communication and rightfully so. He always makes himself available for his clients at any hour! He’s always been willing to spend any amount of time to make sure each client understands the mortgage process along with all of their options! We’ve had many clients that were unsure if they were eligible for a mortgage, after a conversation or two with Phil, the clients knew exactly what they needed to do and were on their way to getting a mortgage! They offer very competitive rates and several different loan products! I continue to confidently refer Phil to any real estate agent or buyer I run a crossed without hesitation!

    Dustin Kelly

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