We are building a better tomorrow.

Fulfilling the dream of sustainable homeownership is at the heart of what we do. Our company’s Environmental, Social, and Governance (ESG) program is intently focused on just that. We strive to operate as a socially responsible company for our customers, employees, communities, and environment.

Our ESG statment

Our ESG Report

Our annual report provides information about the impact we have on the ESG matters that we believe are the most relevant to our business.

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Diversity, Equity, and Inclusion

We’re making conscious, tangible efforts to increase lending in underrepresented communities, while fostering a workplace that embraces and empowers all.

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Leading the way with $2.5B in Social Bonds issued.

Finance of America is a pioneer in social bond issuances within the reverse mortgage space. In 2021, we adopted a formal Social Bond Framework that aims to implement International Capital Market Association (ICMA) guidelines and principles for issuing social bonds. Finance of America is one of the few companies that has received a Second Party Opinion confirming that its Social Bond Framework is aligned with ICMA’s Social Bond Principles. Social Bond Principles seek to support issuers in financing socially sound and sustainable projects that achieve greater social benefits by directly addressing or mitigating a specific social issue or seeking to achieve a positive outcome for a target population.
In the case of Finance of America, the target population is the aging community, served by our Reverse business. Reverse mortgages, specially HECMs, provide benefits for older homeowners, and especially those with lower incomes. As of Q2 2022, Finance of America has issued nearly $2B in social bonds since the inception of the program.