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Enter your age if you’re the sole owner of the home. If you co-own the home with another person who is younger than you, enter that person’s age. Why do we ask?
Why do we ask for age?
Age helps us determine which reverse mortgage products you may be eligible for, so we can tailor your estimate.
We’ll need your zip code to check which products are available in your state.Learn more
Product availability
Reverse mortgage product availability varies by state. Understanding where your home is located will help us calculate the funds that may be available to you.
Home value is one of the first factors that influences how much you may be eligible for. Learn more
Home value
Lenders typically compare the loan amount you’re requesting to your home’s current market value to get what’s called a loan-to-value (LTV) ratio. The lower this ratio is, the higher your payout amount is likely to be.
The mortgage balance helps us determine how much you may be eligible for.Learn more
Mortgage balance
For some reverse mortgage products, it’s required to pay off the balance on your existing mortgage first. Therefore, your mortgage balance impacts how much you may be eligible for.