More Solutions. More Sales.

Leverage the most robust reverse mortgage product suite in the industry to close more deals and help your clients realize their retirement goals.

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Unlock home equity or increase buying power.

Get loans up to $4 million*, establish a flexible line of credit, or even purchase a vacation home.

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Access home equity while
keeping the current rate of the first mortgage.

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Use a Home Equity Conversion Mortgage, the only reverse mortgage insured by the U.S. Federal Government.

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*Loans up to $4 million available for HomeSafe products. The HomeSafe reverse mortgage is a proprietary product of Finance of America Reverse LLC and is not affiliated with the Home Equity Conversion Mortgage (HECM) program. Not all HomeSafe products are available in every state. Please contact us for a complete list of availability.

Turning unused equity to travel and fulfillment.

When Susan bought a fixer-upper in Hermosa Beach, California, at age 26, she never expected it would be her home for the rest of her life. But 40 years later, at 67, she’s thrilled to have been able to experience so much in her beloved house. And thanks to a reverse mortgage from Finance of America, Susan can look forward to many more years in the home she loves. “There’s much history and so much good feeling about all that has gone on in this home all through these years. I’m so very grateful for this house and excited I can remain in it,” she says.

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Helping family now, and later

Devotion to family led retired professor Craig Smith, 76, to buy his home in Long Beach, California, in 1997. The duplex allowed him and his ailing mother to share a home and still have their own spaces. Though his mother passed away years ago, Craig’s commitment to his family remains an important motivation in his financial decisions. With a HomeSafe reverse mortgage loan from Finance of America, he can enjoy his retirement and lend a helping hand to his family.

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Putting the house to work

Nature and animal lover Mark bought his “in the city but not in the city” home in 2002. Located next to a reservoir, he gets occasional visits from wildlife, like the snake that came and sunned itself beside his cat one afternoon. “I really enjoy my backyard. I sit out there quite a bit,” he says. All in all, “it’s just a really pleasant place to live,” he says. When Mark retired in 2013, he realized that the money he’d need to fund his retirement was tied up in the home he didn’t want to sell. A HomeSafe reverse mortgage loan from Finance of America has allowed him to keep the house and pay for some of his big-ticket retirement goals.

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Our commitment to Partners

We’re dedicated to offering partners best-in-class tools and services that support success. From innovative product development that expands offerings, comprehensive marketing and training, a robust broker portal, targeted lead identification, and customizable calculator tools, we give you everything you need to accelerate your reverse mortgage business.

Product availability

Have questions?

A HECM reverse mortgage is a loan exclusively available to homeowners 62+ that converts a portion of home equity into usable cash with no required monthly mortgage payments.*

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid.

HomeSafe is a proprietary jumbo reverse mortgage available to homeowners 55+* that converts up to $4 million in home equity into usable cash.**

*For certain HomeSafe products only, excluding Massachusetts, New York, and Washington, where the minimum age is 60, and North Carolina and Texas where the minimum age is 62.

**Loans up to $4 million available for HomeSafe products. The HomeSafe reverse mortgage is a proprietary product of Finance of America Reverse LLC and is not affiliated with the Home Equity Conversion Mortgage (HECM) program. Not all HomeSafe products are available in every state. Please contact us for a complete list of availability.

HomeSafe Second is a second lien and HELOC alternative that turns a piece of home equity into cash without the burden of a new monthly payment.*

*The borrower must meet all loan obligations, including meeting all loan obligations under the first lien mortgage, living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid.

A reverse mortgage loan allows you to unlock a portion of equity in your home with no requirement to pay back the loan month after month.* The loan balance grows over time and is typically repaid when you sell the home, no longer use it as your primary residence, pass away, or don’t comply with the loan terms.

*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid.

In addition to interest, reverse mortgage costs can include a property appraisal fee, origination fee, closing costs, servicing fee, and a modest charge for independent counseling. Most of these upfront costs can be rolled into the loan itself, and while closing costs vary based on the type and size of the loan, they’re similar to those for any traditional mortgage.