Managing Your Future

Managing Your Future

Learn how to manage your reverse mortgage and plan for your long-term financial goals.

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A woman contemplates repaying her reverse mortgage

How to pay back a reverse mortgage: 7 options explained

Reverse mortgage borrowers may repay the balance at any time. They are not required to wait until the loan comes due.

17 Min.

A couple who includes a non-borrowing spouse in their kitchen

A non-borrowing spouse guide to reverse mortgage

Eligible non-borrowing spouses in a HECM are afforded certain rights and protections by HUD. Here are the details.

17 Min.

Heirs and reverse mortgage debt

Are heirs responsible for reverse mortgage debt?

When a reverse mortgage borrower passes away, their estate must resolve the debt. While heirs may need to decide how that happens, they are not personally responsible for the debt.

6 Min.

family in living room comparing their heloc alterntaive options

How to talk about estate planning with family this holiday season

The holidays can be a meaningful time to start thoughtful conversations about estate planning and your family’s future.

7 Min.

Reverse Mortgage Changes Offer Protection for Spouses

Updated reverse mortgage rules provide protections for eligible non-borrowing spouses who meet program requirements.

4 Min.

What Happens to a Reverse Mortgage After a Divorce

What happens to a reverse mortgage after divorce? Review how loan terms and homeownership may be affected.

4 Min.

How to Sell a Home With a Reverse Mortgage

Reverse mortgage borrowers may sell their home at any time. Review what happens at payoff and closing.

3 Min.

Can your refinance a reverse mortgage?

In many cases, reverse mortgages can be refinanced. Explore eligibility requirements and when it may make sense.

2 Min.

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