Get an instant estimate
Comparing Your Choices
Resources

Comparing Your Choices

Compare reverse mortgage types to find the best fit for your needs.

Explore by category
Beginning the ProcessExploring CostsUnderstanding EligibilityGetting StartedManaging Your FutureComparing Your Choices
Beginning the ProcessExploring Costs
Reverse mortgage calculator
See how much cash you could get in retirement.
19 articles
Older couple holding hands while walking outdoors on a quiet neighborhood street in cool weather

Article

HELOC pros and cons: What borrowers need to consider

Homeowners hold trillions of dollars in tappable home equity—but accessing it comes with trade-offs. Learn how HELOCs work and what to consider before borrowing.

12 Min.

Article

Reverse mortgage vs HELOC vs home equity loan: Comparing your home equity options

A HELOC, home equity loan, and reverse mortgage are all potential ways homeowners can access their equity, but they have different qualification requirements, obligations, and advantages.

14 Min.

Explore by category
Beginning the ProcessExploring CostsUnderstanding EligibilityGetting StartedManaging Your FutureComparing Your Choices
Beginning the ProcessExploring CostsUnderstanding Eligibility
Reverse mortgage calculator
See how much cash you could get in retirement.
A couple standing together outside their home on a bright, warm day.

Article

5 Ways Homeowners Use Their Equity Without Selling Their Home

How home equity is calculated Home equity is the difference between your home’s current market value and the amount you still owe to your mortgage…

16 Min.

Older woman standing confidently in front of her home, representing homeownership and access to home equity

Article

HELOC vs. Reverse mortgage: What's the right choice for you?

Compare how HELOCs and reverse mortgages work—from payments to eligibility—to help determine which option may better fit your financial goals and timeline.

14 Min.

Discover your home equity

Discover your home equity

Get a tailored estimate in minutes with no obligation

Get an estimate
Woman standing beside a horse outdoors, reflecting a lifestyle supported by long-term homeownership

Article

Refinancing vs. Home equity loan: Which option makes sense?

Tapping into your home’s value is a big decision—here’s what to know before choosing a path.

13 Min.

A couple standing together on a front porch, leaning on the railing and smiling.

Article

Can Retirees Access Home Equity With a Home Equity Loan, HELOC, or Reverse Mortgage?

How retirees qualify for loans: Income, credit, and equity Lenders evaluate retirees for home equity options using the same core criteria applied to working borrowers:…

13 Min.

Couple holding a paint bucket and supplies in a room, smiling near a window.

Article

How to pay for home renovations in retirement

Learn how to fund home renovations in retirement using options like home equity, savings, or grants. Each approach comes with different costs, requirements, and tradeoffs.

14 Min.

A couple standing together on a front porch, leaning on the railing and smiling.

Article

How to get equity out of your home without refinancing

Access your home equity without refinancing through options like a HELOC, reverse mortgage, or sale-leaseback.

15 Min.

1 2 3

Explore other articles

Looking for specific information? Get straight to the point by searching relevant topics and keywords.

Popular searches: Reverse Mortgage explained HECM vs HELOC Reverse Mortgage timeline

Not sure where to start?

Our reverse mortgage specialists will be happy to help you.

Speak to a loan specialist
Not sure where to start?