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Comparing Your Choices

Compare reverse mortgage types to find the best fit for your needs.

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Beginning the ProcessExploring CostsUnderstanding EligibilityGetting StartedManaging Your FutureComparing Your Choices
Beginning the ProcessExploring Costs
Reverse mortgage calculator
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22 articles

Article

Reverse mortgage vs HELOC vs home equity loan: Comparing your home equity options

A HELOC, home equity loan, and reverse mortgage are all potential ways homeowners can access their equity, but they have different qualification requirements, obligations, and advantages.

14 Min.

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Article

5 Ways Homeowners Use Their Equity Without Selling Their Home

How home equity is calculated Home equity is the difference between your home’s current market value and the amount you still owe to your mortgage…

16 Min.

Explore by category
Beginning the ProcessExploring CostsUnderstanding EligibilityGetting StartedManaging Your FutureComparing Your Choices
Beginning the ProcessExploring CostsUnderstanding Eligibility
Reverse mortgage calculator
See how much cash you could get in retirement.
Older woman standing confidently in front of her home, representing homeownership and access to home equity

Article

HELOC vs. Reverse mortgage: What's the right choice for you?

Compare how HELOCs and reverse mortgages work—from payments to eligibility—to help determine which option may better fit your financial goals and timeline.

14 Min.

A couple standing together on a front porch, leaning on the railing and smiling.

Article

Can retirees access home equity with a home equity loan, HELOC, or reverse mortgage?

How retirees qualify for loans: Income, credit, and equity Lenders evaluate retirees for home equity options using the same core criteria applied to working borrowers:…

13 Min.

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Article

How to pay for home renovations in retirement

Learn how to fund home renovations in retirement using options like home equity, savings, or grants. Each approach comes with different costs, requirements, and tradeoffs.

14 Min.

A couple standing together on a front porch, leaning on the railing and smiling.

Article

How to get equity out of your home without refinancing

Access your home equity without refinancing through options like a HELOC, reverse mortgage, or sale-leaseback.

15 Min.

Article

What is a HomeSafe Second Mortgage?

How HomeSafe Second works HomeSafe Second is structured as a reverse second mortgage that may allow you to access a portion of your home equity…

14 Min.

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Article

Is a HELOC a good idea? Here’s how to decide

Understand how a HELOC works, when it may make sense, and what to consider before using your home equity.

14 Min.

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