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Getting Started

Learn what a reverse mortgage is, how it works, and if it’s right for you.

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Beginning the ProcessComparing Your ChoicesExploring CostsUnderstanding EligibilityManaging Your FutureGetting Started
Beginning the ProcessComparing Your Choices
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16 articles
A jury makes a decision about reverse mortgages' bad reputation. Is it fair?

Article

Are reverse mortgages good or bad?

Reverse mortgages tend to spark strong opinions, often influenced by earlier versions of these loans and lingering misconceptions about how they work today.

13 Min.

couple discussing reverse mortgage pros and cons

Article

Reverse mortgage pros and cons

A reverse mortgage provides access to home equity with no required monthly mortgage payments, as long as loan terms are met.

18 Min.

Explore by category
Beginning the ProcessComparing Your ChoicesExploring CostsUnderstanding EligibilityManaging Your FutureGetting Started
Beginning the ProcessComparing Your ChoicesExploring Costs
Reverse mortgage calculator
See how much cash you could get in retirement.
People learning about home equity conversion mortgages (HECM)

Article

What is a HECM loan and how does it work?  

A HECM is a reverse mortgage, but not all reverse mortgages are HECMs. Learn how they are different.

16 Min.

Article

Who owns the house in a reverse mortgage?

Simple. Reverse mortgage borrowers retain title and ownership of their homes. Here's more about how it works.

9 Min.

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Two people who know the truth about reverse mortgages

Article

The truth about reverse mortgages

Everyone has an opinion. Separate the facts from the fiction and learn the truth about reverse mortgages.

12 Min.

A couple with a new home they purchased with a HECM for purchase

Article

What is HECM for purchase?

Reverse mortgages aren't just for homes you already own. You can use one to purchase a new home as well.

11 Min.

Happy couple signing their reverse mortgage loan

Article

Is a reverse mortgage a good idea?

In the right situation, a reverse mortgage can be a powerful tool. Find out if one makes sense for you.

11 Min.

Article

What are the potential downsides of a reverse mortgage?

Reverse mortgages can provide access to equity, but they also come with costs and trade-offs to consider.

4 Min.

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